The National Party is promising tougher penalties for student loan borrowers who leave New Zealand without repaying. National would add 1% to the annual interest charged for those that leave, taking it to 6.6%, with additional tiered penalties for sustained non-payment.

But what are the rules currently? What happens if you leave New Zealand with a student loan?

Directed, filmed and edited by Isaiah Tour.
Written and presented by Robbie Nicol.
Made with the support of NZ On Air.