A dark green puffer jacket and a pair of grey clogs are placed on a grid background. The words "The Cost of Being" and dollar symbols are on the left, with chocolates and numbers scattered around.
Image: The Spinoff

SocietyJanuary 21, 2025

The cost of being: A 19-year-old studying in the US on a full scholarship

A dark green puffer jacket and a pair of grey clogs are placed on a grid background. The words "The Cost of Being" and dollar symbols are on the left, with chocolates and numbers scattered around.
Image: The Spinoff

As part of our series exploring how New Zealanders live and our relationship with money, a student abroad shares his approach to spending and saving.

Want to be part of The Cost of Being? Fill out the questionnaire here.

Gender: Male.

Age: 19.

Ethnicity: Tongan/European.

Role: Student, research assistant at a museum, marketing and operations intern with a tech-consulting startup.

Salary/income/assets: I study in the United States on full scholarship and not dependent on parents in NZ because one has an erratic income and the other is on ACC – they also both don’t own homes and have minimal assets. It’s quite stressy at times, but I try my best to make it work. I work as much as possible, balance scholarship stipends and budget all my monthly costs. I anticipate to earn around $35,000-$40,000 from work and scholarships.

My living location is: Urban.

Rent/mortgage per week: My tuition pays for my living costs on campus, but flying home during the holidays when we need to leave dorms is the big bank breaker – it cost me around $7,500 to fly back to NZ for three weeks over last Christmas. When in NZ, I stay with Mum in Auckland and help with gas, utilities and groceries when need be.

Student loan or other debt payments per week: I don’t have any student loans, but I have a US credit card which I use for cash-back benefits and credit building. Since I use it for all regular purchases, and try to keep them minimal, my end-of-month bill ends up being between $550-$700NZD. I pay it off on time to make sure I maintain good credit and don’t accrue interest.

Typical weekly food costs

Groceries: I eat at university dining halls and it’s included in my scholarship so no money spent on groceries.

Eating out: $100 – the coffees and late night food runs do add up every week.

Takeaways: I don’t usually get takeaways here – I either scab off of friends or eat from the dining hall. When I’m in NZ though, I can end up spending up to $200 a week on takeout depending on who I’m with and where.

Workday lunches: N/A.

Cafe coffees/snacks: $40 – coffee in America is expensive and tastes like shit, but I still end up getting them.

Other food costs: $60 for Uber Eats once a week.

Savings: I have around $21,000 in savings – $16k in a term deposit, $3,500 in an emergency fund and $1,500 in shares. I also have around $3,000-$4,000 floating around in my NZ and US checking accounts which I use for immediate things.

I worry about money: Always.

Three words to describe my financial situation: Lucky, anxious, careful.

My biggest edible indulgence would be: Lindt chocolate.

In a typical week my alcohol expenditure would be: 0 whilst in the US (until I get to duty-free in Auckland and buy a bottle of gin and vodka).

In a typical week my transport expenditure would be: 0 in the US, and around $90 per week in NZ. I used to have a car, but sold it when I moved to study in the States – I now borrow family cars and top up the tank whenever I need to drive around.

I estimate in the past year the ballpark amount I spent on my personal clothing (including sleepwear and underwear) was: $5,000.

My most expensive clothing in the past year was: A North Face puffer jacket – it was around $750NZD. The winters in the northeastern US are no joke, and it is a warm and nice looking too.

My last pair of shoes cost: Birkenstock Boston clogs – they were about $350.

My grooming/beauty expenditure in a year is about: $130.

My exercise expenditure in a year is about: $200.

My last Friday night cost: $90.

Most regrettable purchase in the last 12 months was: A $160 T-shirt from a flea market in New York.

Most indulgent purchase (that I don’t regret) in the last 12 months was: A holiday to Tahiti on my way home to NZ at the end of the semester.

One area where I’m a bit of a tightwad is: Coffee prices and gas! I’ll always compare and look for the cheapest coffee shops and gas stations.

Five words to describe my financial personality would be: Calculated, stingy, motivated, fearful, determined.

I grew up in a house where money was: Hard to come by.

The last time my Eftpos card was declined was: Never! (I only buy things I know I can afford, and double and triple check my balance and outgoings before any big-ish purchases).

In five years, in financial terms, I see myself: Beginning to thrive.

Describe your financial low: Mum and Dad had/have tough relationships with money and have limited incomes, and thus don’t have the ability to fully support me. I worked in retail as much as possible before moving to the States last year and sold off my car to have a small lump of money to fall back on whilst being here. I have realised as I have gotten older that establishing financial independence and responsibility was the best thing I could do for my financial security now and in the future – compounded by the fact I’m 14,000 kilometres away from home nine months out of the year and am very much on my own. It’s definitely a bit daunting at times.

I would love to have more money for: Travel.

I give money away to: To close family if they need it and I also shout friends and cousins food and drinks every now and then. I love my friends and family, and will help/shout for things out of love, but I will not jeopardise my financial security to give.

‘He mea tautoko nā ngā mema atawhai. Supported by our generous members.’
Liam Rātana
— Ātea editor
Keep going!
From top left: Te Wero Bridge, the Cardboard Cathedral, Britomart Pavilions, North Wharf, UoA interim sports centre, the Oaks, the Cloud.
From top left: Te Wero Bridge, the Cardboard Cathedral, Britomart Pavilions, North Wharf, UoA interim sports centre, the Oaks, the Cloud.

SocietyJanuary 20, 2025

A short history of permanent temporary buildings in New Zealand

From top left: Te Wero Bridge, the Cardboard Cathedral, Britomart Pavilions, North Wharf, UoA interim sports centre, the Oaks, the Cloud.
From top left: Te Wero Bridge, the Cardboard Cathedral, Britomart Pavilions, North Wharf, UoA interim sports centre, the Oaks, the Cloud.

If there’s one thing this country loves, it’s holding onto stopgap structures for decades past their original use-by date. Mat Brown takes a look at 10 of his favourites.

Auckland’s Te Wero Bridge has endured (more or less) for over a decade, yet it was only supposed to be a short-term fix. With its recent repairs costing more than three times the original cost to build it, the bridge saga marks another chapter in the long story of New Zealand’s stubborn attachment to ostensibly temporary structures. Here’s more on the bridge, and a few more buildings that were never meant to stick around this long.

1. Te Wero Bridge

Te Wero Bridge, Auckland

Also known as Wynyard Crossing, this is the lifting pedestrian bridge that connects Auckland’s city centre with Wynyard Quarter. Its origins lie in an open design competition for a $50 million bridge that could accommodate public transport, won by Melbourne-based Denton Corker Marshall in 2008. That brief was eventually abandoned in favour of a cheap and temporary alternative costing $3.7m, to be open in time for the 2011 Rugby World Cup. It was out of action for most of 2024, reopening late last year following a repair job which cost the council $10.6m, $3m more than originally estimated. We’re still not sure whether those repairs made it any more permanent.

2. The Cloud

The Cloud, Auckland

Another “temporary” installation for the 2011 Rugby World Cup, the Cloud still sits proudly on Auckland’s Queen’s Wharf. Created as a downtown RWC fan zone and hospitality venue, the Cloud was designed for speed of construction, using repeated components. Today its wobbly membrane, best viewed from the harbour, continues to provide an impressive setting for corporate and hospo events. The Cloud’s steel-frame structure appears to be holding up well to the salty air, but for how long?

3. North Wharf

North Wharf, Auckland

The third Auckland harbourfront structure on this list, the North Wharf hospitality precinct was opened along with the rest of the original Wynyard Quarter development in 2011. The three interconnected structures, housing a group of restaurants and bars, were designed to be removed for future development once their resource consents expire, which is rumoured to be soon. Given the disruption Wynyard Quarter has had recently, and the potential development of the Sanford Fisheries site nearby, it feels like their permanence won’t be challenged for some time.

4. America’s Cup bases

The Emirates Team New Zealand base on Auckland’s waterfront

Over the years, the America Cup’s transient nature – and New Zealand’s ability to win it, and lose it, and win it but not keep it – has led to a series of sheds being constructed at the edge of Auckland’s waterfront. Built to house teams and their boats on a short-term basis, their fenced compounds severing the public’s access to the water’s edge, these bases are repurposed for other marine activity once the racing is over. The 2021 contest saw the construction of another round of bases with resource consents that required their removal within six months of the event’s completion. Team New Zealand, now evicted from the Viaduct Events Centre, still occupies a rebranded British base.

5. Britomart Pavilions

The Britomart Pavilions, Auckland

Back when Britomart as we know it today was first conceived, the area directly above Britomart train station was earmarked for significant future development. Today you can still enjoy a cup of coffee (and, more recently, a Duck Island ice cream) at the Britomart Pavilions, a series of long-term temporary buildings designed by Cheshire Architects for Cooper and Company, Britomart’s owner. Of all the buildings on this list, these feel most permanent, with brick walls, established landscaping and some real care and sensitivity in their design. But their future is not assured, so enjoy them while you can.

6. The Oaks

The Oaks complex from the corner of Cuba St and Manners St, Wellington. (Photo: Wikimedia / CC BY-SA 3.0)

Completed in 1981, the building complex on the block between Cuba, Manners and Dixon Streets in Wellington’s city centre has had a number uses over the years, including retail, hospitality and even, in 2004, an illegal gambling den. Considered a temporary solution at the time of its construction, the Oaks’ prime location and under-exploited development potential ensure that its future is relitigated every now and then, with no result convincing enough to prompt its replacement, at least not yet.

7. School prefabs

Prefab classrooms at the old Polytech site in Ashburton. (Photo: Ashburton District Council)

Thanks to the ubiquitous school prefab, New Zealanders are accustomed to the joys of temporary buildings from a young age. Their lightweight construction sees them lifted above the ground to avoid rot, spawning ramps and stairs, and stitching the building into whatever piece of land on which they’ve been dropped. These inefficient boxes tend to provide students with poor daylight and limited ventilation, all wrapped in either a beige shade of white or a white shade of beige – but on the plus side, they’re cheap. Expect many of our young minds to be shaped in buildings like these for years to come.

8. The Christchurch Transitional Cathedral

The Christchurch Transitional Cathedral

Constructed of reinforced cardboard (and quite a lot else), the Transitional Cathedral was a new spiritual heart for Christchurch’s Anglican community following the destruction of the city-centre Christ Church Cathedral in the 2011 earthquake. A new take on the A-frame, the “cardboard cathedral” is built from 96 tubes resembling propped up sticks, all covered with a lightweight polycarbon skin. The whole thing screams impermanence; its very name suggests a structure that exists between two states. Yet more than a decade on, there’s no sign of the cardboard sagging, and the eventual moment when a demolition digger is driven through still feels a very long way away.

9. The Old Government House ballroom

Interior of the ballroom at Old Government House, Auckland, taken ca 1903. (Photo: Ref: PA1-f-194-38-2. Alexander Turnbull Library, Wellington, New Zealand. /records/23186634)

Built in 1868 to host a party for Queen Victoria’s son Alfred, the ballroom attached to the back of Auckland’s Old Government House was envisaged as a temporary structure. It still exists today, with its dual stages – one for the Prince, another for the band – still intact, and it continues to host events. While the ballroom’s roof has doubled as a water feature once or twice in the past, it’s a great example of New Zealanders’ knack for getting their money’s worth – and more – from a so-called temporary building.

10. University of Auckland interim sports centre

The University of Auckland’s interim sport facility building on Wynyard Street, designed by RTA Studios

A winner in the ‘Future Stars’ category, the interim sports centre was opened in 2020 to give Auckland University students somewhere to burn calories while the main recreation centre was redeveloped. Propped above a car park and wrapped in steel sheeting, the Wynyard St building was designed by RTA Studios in a way that allowed it to be dismantled and relocated once it was no longer needed. Now that the university’s main recreation centre has reopened, it’s unclear where this building’s future lies. But knowing New Zealand’s track record, we wouldn’t bet against it staying on the list of permanent temporary buildings for some time to come.