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Moeroa Paratainga, on the job (Photo: Joe Hockley for The Spinoff; additional design: Matthew McAuley)
Moeroa Paratainga, on the job (Photo: Joe Hockley for The Spinoff; additional design: Matthew McAuley)

PartnersJune 21, 2021

The people power behind Aotearoa’s delivery machine

Moeroa Paratainga, on the job (Photo: Joe Hockley for The Spinoff; additional design: Matthew McAuley)
Moeroa Paratainga, on the job (Photo: Joe Hockley for The Spinoff; additional design: Matthew McAuley)

With a network that covers Aotearoa in its entirety, it’s no wonder that NZ Post relies on more than 6,000 New Zealanders to keep their delivery machine moving. We met a few of its employees where they work, and discovered there’s more than one way to be a Post person.

This content was created in paid partnership with NZ Post.

It’s the nature of a delivery business that the NZ Post “workplace” extends out to the streets – and all the way to the doorsteps of more than two million households. Chief operating officer Brendon Main says this “network of people” is fundamental to what the company is and does – and it’s a diverse one.

When Carlene Enosa ventured back into the workforce in 2017, she was just looking for something part-time to ease her back into employment. But her manager at NZ Post’s New Lynn depot could see the new mail sorter had something about her, and Enosa was soon offered a permanent position as a service delivery agent – a postie, as they’re more commonly known.

Four years on, the 35 year-old mother of five is now an acting service delivery coordinator (SDC) at the nearby Henderson depot and looking forward to her first management course.

“This is what I love about working for this company – all the opportunities that I’ve been given in the short amount of time I’ve been here,” she says. “I’m loving it.”

By the time Enosa arrived at Henderson, she had already stood out as someone with the skills and personality to train other new employees. Fittingly, that role is now a regular part of her working week.

“If I’m not a postie I am a trainer. Any brand new people that apply to work here, I’m always nominated to train that person. I’m also currently learning the management side. I’m just basically setting up a future for myself within this company. Any opportunity I’m given, I will go for it.”

Those opportunities have included the chance to step up to the acting SDC role.

“I’m helping the manager who takes care of the admin side of things, planning out the days, dealing with senior managers. I help the team, distribute the workload – it can be quite hard sometimes, but the more I do it, the more I get into it.”

But part of her week is still spent out there on delivery to local households.

“After I finish sorting my mail I’m loading up and I’m off by 9am at the latest. It is nice, we’re outside – you don’t have anyone breathing down your neck. I’m always making sure that I’m getting my job done and also checking up on others as well.”

It hasn’t always been easy though – getting to work as a mother of five takes some organisation.

“I’m up at six o’clock. Breakfast, get ready, before-school care for my two youngest, and then I’m here just before 7am to start my day. We start off with team briefs, every single morning, just to know what’s happening in our day. It was especially important during lockdown, just to have everyone on the same page and make sure they felt safe being at work.”

Carlene Enosa, one of NZ Post’s service delivery agents (photo: Joe Hockley for The Spinoff)

With postal delivery designated as an essential service, Enosa and her team worked through last year’s level 4 Covid-19 lockdown – a responsibility that she admits was “tough” at times.

“I was very cautious, especially with having my children at home. My kids were quite sad. My partner got to stay home with them and he worried a lot for me as well. But every time I got home my partner would have everything at the door for me so I could run straight to the shower.

“I tried to look at it as a positive, because a lot of other people around the country, around the world, weren’t fortunate enough to hold onto their jobs. I just felt very blessed to still be able to work.”

The near-absence of traffic on the roads during lockdown did make getting around easier, but the real upside, she says, was “the feedback from the public, acknowledging us and saying ‘thank you for the work you do’. I honestly did not look at myself that way, but the public were amazing. That was definitely a highlight of the job so far.”

Enosa is now registered for one of NZ Post’s Set for Success seminars, which are designed for staff who are interested in pursuing a management path.

“I’m looking forward to the seminar and just learning as much as I can. I also have great support from my manager. Anything that I want to know, she’s told me to ask her.”

That’s not all she has going on. She recently completed the company’s internal first aid training and is now looking at joining NZ Post’s health and safety team. It’s a remarkable story for a young woman who, as a teen mum, wasn’t expected to achieve. Enosa says she “basically had to teach myself how to grow up. I felt like I had a lot of growing up at a young age, but having to mature very fast was a blessing. I wouldn’t be where I am today if it wasn’t for my children.”

Now, her eldest daughter is supporting her own university study by working part-time at the same depot. So, I ask, have the management skills learned being a mum of five informed her new working life? She laughs.

“You could say that!”

Moeroa Paratainga already had a career behind him when he started at NZ Post in 2018. The 62-year-old, born in the Cook Islands and raised in Auckland, had worked as a chef in New Zealand and abroad. But when his wife passed away, he realised he needed a change in his life – and a job he could commit to without the stress of running a kitchen.

His role as a sorter at the Auckland West depot in Avondale means that every morning he unloads incoming parcels and allocates them across a line of individual cages for the day shift courier drivers to collect, load and distribute. It relies on a lifetime’s knowledge of Auckland geography – and a new degree of physical fitness on Paratainga’s part.

Moeroa Paraitanga works as a sorter at NZ Post’s Avondale depot (photo: Joe Hockley for The Spinoff)

“After being a chef for such a long time I’d put a bit of weight on, so I was looking for something physical,” he says. “And I’ve lost a lot of weight and I’ve actually become quite fit. I’ve also learned a lot – which I didn’t expect to. I’ve learned about the industry itself and how it functions, how reliant people are on freight, and how hard some people work. It really showed when Covid was on. That’s when I realised how important this particular job is, how much of our economy relies on the freight industry itself. You are part of a network, and every industry is relying on you.”

The rapid increase in demand for courier services last year has been well documented, but what’s perhaps less understood is how that change impacted the people responsible for implementing it – people like Moe. While the process understandably introduced considerable challenges, he says that it was made far smoother by the collaborative approach taken across the business.

“There was some upskilling as part of it, but senior staff developed a system that would work for us. Everyone’s input went into that. But there was also the softer side [of the increase in demand], where you’d get a package from overseas and you could see it was a granddaughter sending it to her grandma and you thought, well that was really nice. You could see a lot of effort had gone into it. You realised what we were doing was really important. I like that part of the job.”

The other thing Paratainga saw was people from his old trade, hospitality, looking for work after their own jobs dried up in line with Covid alert levels. Last year was a turbulent time with dramatic shifts up and down in demand, but NZ Post came through the year with no staff cuts.

“I’m lucky to still have a job. There’s a lot of people in hospitality who don’t.”

It’s a job that suits the stage he’s at in life. He lives nearby and he likes the people he works with every day.

“The people here are really good. The ethnic backgrounds here are huge – Polynesian, Asian – so you get to meet other cultures as well and get an insight from that. You realise how hard some people have had to work to get where they are. I’ve worked in some pretty nice places as a chef, but I’m comfortable here. I’m happy where I am.”

Sanjay Patel can name the exact day he began providing services for CourierPost at the Auckland West depot: May 22, 2004. He’s a contractor for NZ Post and as a courier driver he owns his own business – including his own van – and handles his own GST and taxes, but he’s quite clear that when he has the uniform on, “I am proud to be considered a NZ Post person.”

Sanjay, now 44, began as a residential courier, but after three years was able to get on one of the depot’s “industry radius” runs, meaning his day consists of pickups from local manufacturers and distribution centres. He’ll bring parcels from regular customers into the depot for sorting and delivery to their ultimate destinations.

“You have to be good with customers,” he says. “I’m dealing with the same customers every day, multiple times a day. So it’s like family and friends.”

Do they give him Christmas cards?

“Yes they do,” he grins. “And Christmas gifts.”

Sanjay Patel, a courier driver with New Zealand Post (photo: Joe Hockley for The Spinoff)

Sanjay’s popularity with his regulars has a business benefit too. “Sanjay keeps our customers,” the depot’s service delivery manager Linda Larsen readily points out. Some of those customers he’s been working with for 14 years.

“They’ve never tried to go to other companies,” says Sanjay. “because they get good service and loyalty.”

In an area that’s dense with delivery competitors, that means a lot. But the contracting model also means that it’s worth Sanjay’s while to spot and develop new customers.

“If I bring more customers on board, there’s more business for me, more business for the company too.”

And if Sanjay does lose a customer, he doesn’t forget about them. He stays in touch.

“At the moment I’m working on one big customer, who used to be with us and went to a competitor. But they don’t like the service they’re getting. They’ve realised, oh, Sanjay’s service was good – it might be time to come back.”

Happily for the company, Sanjay, who has a wife and two kids, has no plans to go anywhere: “I love what I’m doing,” he says.

But nearly two decades of negotiating Auckland traffic for eight or nine hours a day? Is there a secret to coping with that?

“Always turn on the radio and listen to music,” he smiles. “It’s a habit after 17 years.”

Keep going!
Rhiannon McKinnon is among a small group of women who lead a KiwiSaver fund (Photo: Jemma Crook/Alexander PR)
Rhiannon McKinnon is among a small group of women who lead a KiwiSaver fund (Photo: Jemma Crook/Alexander PR)

MoneyJune 17, 2021

Meet the ‘unusual’ new CEO of Kiwi Wealth

Rhiannon McKinnon is among a small group of women who lead a KiwiSaver fund (Photo: Jemma Crook/Alexander PR)
Rhiannon McKinnon is among a small group of women who lead a KiwiSaver fund (Photo: Jemma Crook/Alexander PR)

Rhiannon McKinnon wants to use her position as head of a Kiwisaver fund to help New Zealanders think about investing – including those groups traditionally excluded from the investment conversation.

Kiwi Wealth’s new acting chief executive Rhiannon McKinnon is the first to admit her appointment was “unusual”. She is among a small group of women who lead a KiwiSaver fund. At 42, she’s also one of the youngest people to lead a top 10 wealth and investment organisation in New Zealand. 

But what also makes her unusual is the way she understands the needs of many of her customers, people who often feel excluded from conversations about wealth. Prior to taking the CEO role McKinnon was working part-time as Kiwi Wealth’s general manager of strategy and partnerships. She has three children: two girls aged seven and five, and a three-year-old son.

A lot needs to change about Aotearoa’s financial culture to ensure the idea of wealth is accessible to all New Zealanders, she says. McKinnon plans to use her position to do just that, starting with making retirement planning much more accessible to “regular, ordinary Kiwi”. 

Dressed in a chic mustard-and-navy maxi dress – not your usual dour financial services attire – and perched on a bar stool in a Kiwi Wealth meeting room overlooking Wellington harbour, UK born McKinnon immediately seems like a different type of CEO. Unlike many in her sector, she’s comfortable discussing “the juggle” between her role as a chief executive overseeing more than $8 billion of managed funds and jointly raising a family with her husband Alex. 

She’s seen comments online insisting the fact she is a woman, and a working mother, should not be seen as a big deal, and that the issue shouldn’t be raised in interviews. But McKinnon disagrees. She believes it’s important to acknowledge how rare it is for women to be in top roles – especially in her sector.  

“I don’t mind talking about it because, actually, I don’t feel like we are there yet. It’s still unusual to have a young female CEO. As much as people say ‘it shouldn’t be unusual so you shouldn’t talk about it’, it is unusual.”

McKinnon replaced former chief executive Ian Burns in February, when he stepped down after six years in the post. She was proud to be considered for Kiwi Wealth’s top job especially since she hadn’t been a full time worker for a number of years. It was particularly satisfying, she says, to have her work and the value she delivered for the company measured on its merit, rather than just the time spent in the office. The “gear shift” between work and home has been one of the tougher aspects of taking the job, she says.

“You have a big day in the office and you come home and we’re back with the children. It’s wonderful, but it was a bit of a shock to the system at the beginning!”

Rhiannon McKinnon, acting chief executive at Kiwi Wealth (Photograph by Greg Bowker)

Another unusual thing about McKinnon is her educational background. She graduated with a MA in history from Cambridge University before joining a graduate scheme with UK investment bank JP Morgan Cazenove in 1999. She’d discovered that in the UK she didn’t need a degree in finance or economics to get onto the investment banks’ graduate schemes. 

“I decided to study the subject I was most interested in at university, history, knowing that it wasn’t necessarily closing doors for me later down the line.”

Her arts degree has been an ideal grounding for her finance career, McKinnons says, teaching her how to take a large amount of information and distil it down quickly, and how to craft arguments. 

The graduate scheme got McKinnon up to speed with the world of finance, and led to another postgraduate qualification as a chartered financial analyst (CFA). 

“That’s actually been a super-useful qualification for my career. It has given me a lot of confidence as I’ve moved around the finance field, so I can try my hand at something different each time.” 

While her finance career began in her 20s, her interest in the topic began much earlier. From age 13 she received her allowance in quarterly instalments – an opportunity for the young McKinnon to learn about budgeting and long-term saving. But she also remembers that it wasn’t enough to give her the financial independence she strove for.

“So the minute I turned 16 and got my National Insurance [tax] number in the UK, I was applying for jobs so I could expand my income, and buy more CDs and lipsticks.” 

Later, her older brother inspired her to seek work in the City of London, the city’s financial district, with tales of big salaries and high-powered roles. But while she was initially lured to the City by the financial rewards, she discovered the work was also rewarding in its own right.

“Finance gives you a seat at the table very quickly. In my early career I was getting to talk to the CFOs and the CEOs of some FTSE100 companies and that’s a massive privilege. To be 21 years old and to be in the room with some of these guys is a great start to anyone’s career.”

Money trees are the perfect place for shade (Image: Tina Tiller/Getty Images)

Born and raised in Watford, Hertfordshire, McKinnon is of Welsh and Chinese heritage. She met her husband-to-be Alex, who also works in finance, at Cambridge and they reconnected in China where he was living at the time. In 2006 McKinnon quit her job as an analyst at the multinational investment bank Morgan Stanley and moved to China to study Chinese for a year. In 2007, despite never having visited New Zealand, McKinnon agreed to move to Christchurch with Alex.

McKinnon’s first job in this country was for a small Christchurch based investment bank, Murray & Company. Four years later the couple moved to Wellington to be closer to family. McKinnon worked for New Zealand Post for four years, before moving to Kiwibank as the executive adviser to the CEO. 

Now McKinnon’s vision as CEO of Kiwi Wealth is to help more New Zealanders “take charge of, grow and enjoy their wealth”. While more than 220,000 New Zealanders have their KiwiSaver fund with Kiwi Wealth, it’s not always an easy task getting them engaged with their money. Many New Zealanders don’t feel comfortable about appearing actively money-driven or wealth focused. 

“We did some research around the word ‘wealth’. A lot of Kiwi still find it a really exclusive word, it doesn’t feel like a word that belongs to them, they don’t feel that they would identify with being wealthy.” 

But for McKinnon that idea of wealth is tied to future wellbeing rather than just a number in a bank account. It’s about helping people understand that they’re making decisions now that will affect their financial future in decades to come.

“I would like more people to have the confidence to begin to engage actively with their finances so that they can have more choices when they’re older. If we can make that easier then that’s a huge achievement.” 

Education around financial planning is crucial, too. While McKinnon is a big believer in the opportunities KiwiSaver offers New Zealanders, she’s concerned that its introduction didn’t come with the necessary education about how it works and what it’s designed to do. 

“The average ordinary Kiwi has only been given the onus of their own retirement quite recently, in the last generation or so, and I don’t think people have been well prepared for that. If you can provide something that really helps people make the right decisions so they can maximise their choices and their future then I think that’s really worthwhile.”

Digital resources are part of the solution. A new tool, accessible via myKiwiWealth, takes customers’ personalised financial information and helps them to work out how much they’ll need for their retirement nest egg, and then makes a plan to get there. It makes saving for retirement – something decades away for many customers – feel both immediate and accessible.

“We can help to show you where you’re at, and help you to work out where you want to go, and then really show you, and partner with you, on your path to get there.

“Hopefully we can help people break it down into smaller, simpler decisions, so that we can make it a lot more interesting and really get people going.”

Rhiannon McKinnon, Acting Chief Executive at Kiwi Wealth, New Zealand. 14 April 2021 Photograph by Greg Bowker

She also hopes to help engage those who have to work harder to make savings. Contractors and those taking time off work as primary caregivers often struggle to make contributions to their KiwiSaver, she says. Freelancers don’t benefit from automatic enrolment like employees, and many people will stop paying into it when they’re not working. 

“It is easier to get to the people who are in corporate jobs,” says McKinnon. “If you’re at home or a freelancer it’s harder to reach you. You can’t force people to start but if you can make it appealing and easy to start, that’s a good first step.”

McKinnon herself has spent the equivalent of three years out of the workforce while having children. She finds it frustrating when she compares her KiwiSaver balance with her husband’s and sees the effect that time off has had on her retirement savings.  

“It does penalise people who take time out of the workforce for caregiving. I’m not sure what the way to fix that is. But I do think things are improving: you’ll now see companies paying into KiwiSaver while you’re away, on your behalf.”

Continuing to invest into your KiwiSaver scheme while you’re out of the workforce is also “hugely valuable”, she says. When she went part-time McKinnon upped her contributions by 8%. But she’s the first to point out that not everyone can afford to do this. 

“I’m very aware of that. If you can just manage to stay in the scheme, rather than take the suspension, then I think you’ve done really well. It’s a great start, and an important way to save for your retirement. Then, if you have the capacity at a later date to increase the contribution rate, that’s worthwhile too.”

“Money makes money. And the money that money makes, makes money” (Image: Getty Images)

It’s been four months since McKinnon took on the CEO role. Earlier this month, in probably the most significant moment of her brief time in charge, Kiwi Wealth retained its status as one of six KiwiSaver default providers, a vital way for providers like Kiwi to access new customers.

The announcement also came with changes. When you first set up a KiwiSaver, your money is automatically allocated to a provider’s default fund. Previously this was always a conservative fund – less risk, less reward. But from December 2021 KiwiSaver and the other five default providers will now offer a balanced fund as the default option for new customers.

McKinnon wants this initial engagement with new savers to represent an active relationship between Kiwi Wealth, its customers and their money. She wants to create a connection with New Zealanders and their money that helps them understand how they need to save to get the security they want for their future. She wants to work to help those with less job security to continue to prioritise saving. And that’s about prioritising people, understanding what their lives look like and what wealth means to them.

“It’s more about how you deal with people in a way that motivates them, and how to get the best out of others, and bring in their views. My entire career is about learning how to get along with people better, and that’s what life is about. You’re just constantly learning, you can’t really segregate the two.”

This content was created in paid partnership with Kiwi Wealth. Learn more about our partnerships here