Money

Image: Tina Tiller

8th August, 2022

The rise of New Zealand’s middle class millionaires

New Zealand is developing its own landed gentry, with almost half of homes now worth more than $1m.

By Justin Lester

Image: Tina Tiller

27th July, 2022

Cheap cheese-buying hack revealed: just wait until next week

In this exclusive report from The Spinoff cheese desk, a curious supermarket pricing pattern is revealed.

By Ben Gracewood

Chief technical officer

Image: Tina Tiller

26th July, 2022

What’s the bigger outrage – $20,000 for a documentary or $1 trillion in windfall gains?

Billions in unearned pandemic-era gains should be handed back to taxpayers to help those hurt most by Covid.

By Bernard Hickey

Contributing podcaster

Image: Tina Tiller

18th July, 2022

Should Auckland public transport be free?

There’s no getting around the fact it would cost a lot of money – but it could be a solution to many of Tāmaki Makaurau’s transport woes.

By Jonny Osborne

Have mortgage rates peaked?

10th July, 2022

Have mortgage rates peaked?

It's looking increasingly likely, argues Bernard Hickey.

By Bernard Hickey

Contributing podcaster

With knowledge comes power – and responsibility (Image: Tina Tiller)

What rangatahi want to know about money

'How to get rich', and other secrets from a youth financial literacy event.

By Reweti Kohere

Only 17% of New Zealanders have an enduring power of attorney in place (Photo: Getty Images; additional design: Archi Banal)

It’s never too early to get your affairs in order

It’s estimated that only 17% of New Zealanders have an enduring power of attorney – but there's no telling when you might need one.

By Reweti Kohere

A recent survey found two in five pre-retirees don’t feel prepared at all financially for retirement (Image: Tina Tiller)

A $400-a-week shortfall: Why people in their 40s are facing a retirement squeeze

Many of those in the middle of their earning years are set for a bleak retirement on KiwiSaver’s current trajectory.

By Ayesha Scott

Bear market: not as cute as it sounds (Image: Tina Tiller)

15th June, 2022

Welcome to the bear market

The stock market is melting down and crypto is crashing. Why? Nobody really knows.

By Nick Blakiston

Image: Archi Banal

13th June, 2022

How big a pay rise do you need to keep up with the housing market?

Most households would require an annual pay bump of at least $30,000 just to avoid going backwards.

Contributing writer

Image: Tina Tiller

Introducing The Spinoff Cheese Index (TSCI)

The price of cheese has come to represent the cost-of-living crisis. So we're tracking it.

A recent survey found two in five pre-retirees don’t feel prepared at all financially for retirement (Image: Tina Tiller)

It’s time to start thinking about retirement

Retirement isn't just an issue for older people – the earlier we all start thinking about how we're going to afford it, the better.

By Reweti Kohere

Image: Tina Tiller

How Foodstuffs’ price rollback could drive their profits even higher

For supermarkets, price cuts on 'own label' items isn't much of a sacrifice at all.

By Jacob Flanagan

Image: Tina Tiller

If we’re getting back to normal, why are all our investments in freefall?

It's only money, right? Right?

By Nick Blakiston

Image: Toby Morris

A deep dive into the Countdown price freeze

The supermarket's 'winter price freeze' grabbed the headlines, but how does it look in the cold light of day?

By Jacob Flanagan

Image: Tina Tiller

The young need an even higher debt ceiling

New Zealand risks sacrificing the wellbeing of future generations by not investing enough.

By Bernard Hickey

Contributing podcaster

Image: Getty Images/Tina Tiller

With seas rising, who will pay for our most vulnerable coastal properties?

One thing's for sure – it won't be your insurance.

Revenue minister David Parker (Photo: Getty Images; additional design by Tina Tiller)

28th April, 2022

David Parker’s long, long game towards a fairer tax system

It was a breath of fresh air to see a speech about tax that was more than raw politics, and that had some cohesive logic.

By Bernard Hickey

Contributing podcaster

Inflation is a global problem, but there’s still plenty the Beehive could do to help

22nd April, 2022

Inflation is a global problem, but there’s still plenty the Beehive could do to help

Just because the whole world is feeling the crunch doesn't mean politicians here can shrug their shoulders.

By Justin Giovannetti

Contributing writer

Together we can put an end to the stress of paying the bill. (Image: Archi Banal)

9th April, 2022

The art of splitting the bill

Don’t let the nightmare of paying ruin a meal out

By Charlotte Muru-Lanning