A person with a steak as a head holds a display screen showing 10:35 and a music player icon. The background has red grid lines and financial data. Green dollar signs appear beside them. Text on the side reads "The Cost of Being.
Image: The Spinoff

SocietyApril 8, 2025

The cost of being: An ‘underpaid marketing guy’ who’s ‘poor but happy’

A person with a steak as a head holds a display screen showing 10:35 and a music player icon. The background has red grid lines and financial data. Green dollar signs appear beside them. Text on the side reads "The Cost of Being.
Image: The Spinoff

As part of our series exploring how New Zealanders live and our relationship with money, a married 29-year-old living in the city explains his approach to spending and saving.

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Gender: Male.

Age: 29.

Ethnicity: 100% authentic Kiwi-born Chinese.

Role: Underpaid marketing guy.

Salary/income/assets: $67k/year, slowly building up savings which were decimated when I lost previous job.

My living location is: Urban.

Rent/mortgage per week: $500 per week, one-bedroom apartment with a car park – me and my wife.

Student loan or other debt payments per week: Chipping away at my student loan, about $100 per week. Just 254 weeks to go!

Typical weekly food costs

Groceries: Two below-average-sized adults – around $100 per week.

Eating out: Also about $100 per week.

Takeaways: Counted as part of eating out – eating in is the new eating out.

Workday lunches: Maybe $15 a week.

Cafe coffees/snacks: Office has a nice coffee machine.

Savings: Previously had around 40k saved – that got decimated when I lost my old job just after Covid, but still decided to go on a very expensive trip overseas to reunite with my then girlfriend now wife to go pick her up and bring her to New Zealand after doing long distance for two and a half years during the lockdowns. Slowly building it back up to get what every young couple in Auckland wants (house).

I worry about money: Never.

Three words to describe my financial situation: Poor but happy.

My biggest edible indulgence would be: Wagyu picanha from Westmere Butchery. Though my brother usually pays for that.

In a typical week my alcohol expenditure would be: $0 – usually only drink with friends.

In a typical week my transport expenditure would be: $50/week petrol, $20/week parking.

I estimate in the past year the ballpark amount I spent on my personal clothing (including sleepwear and underwear) was: Around $200.

My most expensive clothing in the past year was: A long-sleeve T-shirt from a niche UK brand – about $100?

My last pair of shoes cost: If we exclude sports shoes then the last pair I bought cost $800. Should have been $600 but Zambesi ran out of my size. The year was 2018, I was young and dumb and didn’t know about the tariff I’d have to pay to buy a pair online from an overseas retailer.

My grooming/beauty expenditure in a year is about: $150-$200, depending on if I get a haircut three or four times in a year.

My exercise expenditure in a year is about: Roughly $1,400/year.

My last Friday night cost: However much electricity I used playing Black Ops 6.

Most regrettable purchase in the last 12 months was: A Sony touchscreen stereo unit for my car. I’ve got a trusty Ford Fiesta I fondly refer to as 小蓝 (little blue), because my car is little, and blue. The stereo unit cost around $500 on sale from Supercheap Auto. The little bits of plastic fitting kit and new buttons that I didn’t think about cost $800 from the mechanics. The installation cost about $900. And when they installed it, they didn’t even connect the rear view camera correctly so I had to take it back again. Pain.

Most indulgent purchase (that I don’t regret) in the last 12 months was: 4070 Super graphics card. Totally worth it.

One area where I’m a bit of a tightwad is: At the moment, buying clothes. I have enough clothing to last a long time.

Five words to describe my financial personality would be: ✨ Money ✨ Exists ✨ To ✨ Be ✨ Spent ✨

I grew up in a house where money was: Varied. There were times of plenty but also times where my parents both didn’t have a job and we survived through sheer faith, with God always providing just enough for us through small business opportunities. Westpac treated us as a highly valued customer with how much money we owed them at the time.

The last time my Eftpos card was declined was: Never.

In five years, in financial terms, I see myself: A bit less poor, still happy.

Describe your financial low: After I came back from that trip mentioned earlier, I went on more trips within New Zealand because of course I’ve gotta show my girl around this beautiful country which is now her home, right? Yeah, money exists to be spent.

I would love to have more money for: Starting my own business.

I give money away to: Friends, family, mostly buying food and drinks for each other.

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Gabi Lardies
— Staff writer
Keep going!
A bell curve with three cartoon characters: a confident and low intelligence figure on the left, a crying, bespectacled figure on the peak, and a confident, high intelligence hooded figure on the right.
A bell curve with three cartoon characters: a confident and low intelligence figure on the left, a crying, bespectacled figure on the peak, and a confident, high intelligence hooded figure on the right.

SocietyApril 7, 2025

What’s so bad about being mid?

A bell curve with three cartoon characters: a confident and low intelligence figure on the left, a crying, bespectacled figure on the peak, and a confident, high intelligence hooded figure on the right.
A bell curve with three cartoon characters: a confident and low intelligence figure on the left, a crying, bespectacled figure on the peak, and a confident, high intelligence hooded figure on the right.

The most reliably brutal burn is to call someone average. Why?

This article was first published on Madeleine Holden’s self-titled Substack.

I have a painful confession: I’m responsible for not just one but two of the most viral anti-male slogans of the 2010s. I coined “dick is abundant and low value” in 2014, an experience I wrote about here, but you know that “grant me the confidence of a mediocre white man” formulation? That, I’m sorry to say, was me as well.

You’ve probably seen it credited to journalist Sarah Hagi, who tweeted in 2015, “God give me the confidence of a mediocre white dude”. But Hagi was upcycling my secular and clumsily phrased version from a year earlier, “aspire to have the same level of self-belief as a truly mediocre white man”.

Tweet by Sarah Hagi: "DAILY PRAYER TO COMBAT IMPOSTOR SYNDROME: God give me the confidence of a mediocre white dude." Includes three star emojis. Interaction counts: 456 retweets, 1K likes.

A screenshot of a tweet by user madeleine holden, handle @madeleinecholia, dated March 19, 2014. The tweet reads: "aspire to have the same level of self-belief as a truly mediocre white man." It has 20 replies, 985 retweets, and 2,000 likes.

Until now, I’ve never corrected the record, because if you say something cringe and of its moment – if you bring a Frankenstein’s monster of 2010s misandry to life – and then someone else takes credit, you should accept that for the gift it is. For a decade, I did. But the truth is, in 2014, mediocre white men everywhere were minding their own business, and I raised the first pitchfork against them. I watched from the shadows as the Etsy mugs and T-shirts proliferated, the spinoff slogans spawned, and my phrase entered the common lexicon.

And who am I? A mediocre white woman.

A black T-shirt, a white mug, and a sticker all feature variations of the phrase "May you have the confidence of a mediocre white man." The mug has an added rainbow motif and the sticker has decorative text.

What’s that you said? Did I hear you protest that I’m being too hard on myself? That I’m at least slightly above average in several respects? Thank you. Thank you so much. It would have been devastating to bait you like that — to call myself mediocre, middle-of-the-road, no great shakes — and hear nothing but the silence of tacit agreement.

Why, though?

Being average is, by definition, not bad. But the most brutal burn across the ages is to tell someone they’re in the middle. Today, the preferred insult is “mid”. In the 2010s, what really stung about the “mediocre white men” slogan was, of course, the “mediocre” part. Other cousins in recent years include “basic”, “normie”, “NPC”, “local”—how embarrassing, to live in the ordinary town where you live! To be similar to other people! Look at you, you adequate dork, in the middle of an OK mass.

The writer Max Read reckons there’s something structural about internet communities that causes them to turn on the normie figure—something that nurtures “the desire to separate … from some less sophisticated, less unique, less alive imagined other”—harking back to the early days of message boards. I’m sure that theory has legs, but it’s worth noting this impulse predates the online age. When I was a teenager in the 2000s, before social media, we used “average” as a slur—as in, “she’s average” to denigrate a woman’s looks or “the party was average” to describe a flop night. What’s the most savage thing you can say about a woman’s looks, since pretty much forever? Not that she’s hideous. That she’s plain.

No wonder I can recall, with forensic detail, the moments I was insulted this way. A man on Twitter once told me I had “milquetoast takes”; another told me he hoped I’d get raped by a horse. Which do you think hit a nerve? Back at law school, a guy I knew, spurred by romantic jealousy, took to telling our mutual friends I was a “garden-variety Westie sluzza”. Let me break that down for you. Sluzza is Dunedin slang for “slut”, “Westie” means bogan (I come from West Auckland, a working-class area.) So far, so zzzzzz — digs at my hardy class background by pampered snobs are an own goal, if anything, and I’ve been called some version of “slut” about a thousand times, which barely raises my blood pressure. But a garden-variety slut? That cut deep.

(If you’re reading this, Alex, then no hard feelings, you soft-handed Epsom baby.)

It’s interesting, isn’t it, that it somehow stings more to be called mediocre than butt ugly. During the pandemic, I became fascinated by the online right, burrowing deep down their rabbit holes. At the time, their favourite way to own the libs was by calling them “midwits”, ie by pointing out their average intelligence. A bell-curve meme did the rounds, showing dullards and geniuses united in their views, with the crybaby midwit and his reasoned, liberal worldview lodged for mockery between the two.

A bell curve meme with a low-IQ person on the left and an average-IQ person protesting at the top, with a high-IQ person on the right. The low and high-IQ people agree with "Friend good, enemy bad," while the average-IQ person objects.
The online right’s beloved theorist, Carl Schmitt.

You can try this thought experiment yourself. Would you rather be called a moron or a midwit? In this age of himbo appreciation, when “no thoughts, head empty” is considered an ideal state, I can’t imagine opting for the latter. In our memetic universe, simpletons are heroes: you want someone to marvel at the “borderline medical quality of your stupidity”, to paraphrase someone on X.com recently. What would actually stain your honour, the burn you would never recover from, is someone pointing and laughing, Nelson Muntz style, at your position 0.25 standard deviations from the mean.

Why do we posture like this? Almost all of us, after all, are not medically stupid or of towering genius, and it’s a safe bet most of the right-wing commentators I used to read are themselves midwits. What’s so terrifying about being average?

My mum is a primary school teacher, and she often laments the fortune of students in the middle. “The really naughty kids and the really smart kids get all your attention,” she says, “while the poor old average kids fly under your radar.” I think this is the crux of it; the reason we’d rather be called terrible than middling: in the former case, at least someone is paying you attention. To be in the middle doesn’t mean you’re bad, it means you’re not seen. In a narcissistic age in particular, that’s social death.

But how bad is it, really, to be mid? Or more to the point, to stop fighting being mid? One of the few times in my life I heard someone cheerfully describe himself as ordinary was when I interviewed a zookeeper about his job. He described being a “bang-average” student, with no real reticence or shame—he was, I suppose, the quintessential mediocre white man: British, average height, average income, average everything. I found him totally charming and envied him deeply.

I assumed at the time that was because he was a zookeeper—I never ditched my childhood hunch it’s the dream job—but now I suspect it’s more to do with his radiant contentment with an unexceptional life. This seems to be a theme for me. I wrote recently about feeling, in younger years, both jealousy and contempt towards “girls truly resigned to their own plainness”. And what was it that made me seethe about mediocre white men, back in 2014? Not that they were middling. That they were middling but still full of self-belief.

A psychotherapist told me recently that if you want your children to live happy lives, you should hope for them to be average. Read this account of the childhoods of exceptional people and tell me if you’d want that life for yourself or your kids. Personally I wouldn’t wish it on my biggest hater. (Alex.) But it still feels wrong to hope my daughter becomes run-of-the-mill. If you called her mid, we’d enter a blood feud.

I’m not sure I can draw grand conclusions from this. Something about the perils of ego. Something about loving your kids exactly as they are. My garden-variety intellect fails me. But I hope this has been a solid 5/10 reading experience for you. Have an OK day.

This article was first published on Madeleine Holden’s self-titled Substack. You can support her writing by signing up as a free or paid subscriber.