'One area where I'm a bit of a tightwad is power, as I pay the whole bill myself.'

'I have a very committed relationship with retail therapy. I love shopping and don’t see that changing anytime soon.'

'Where do I see myself in five years? Definitely better off. Any level of employment would be an improvement.'

'I save up for a couple of overseas trips a year, purely funded by side hustles.'

'It’s important I make my money work for me.'

'I don’t shop a lot in New Zealand, but when I go overseas all bets are off and I can go a little wild.'

'I'm forever logging into my banking app and robbing Peter to pay Paul.'

'Leave my coffees alone!'

'The only child I am responsible for is myself.'

'Moving here drained my savings soooo much, so for now I'm back to basics.'

'Five words to describe my financial personality: What will future me think?'

'My clothing expenditure is commensurately low.'

'I would only consider homeownership if housing costs remained below 30% of my gross income and still allowed me to maintain consistent retirement investing.'

'I watch lots of travel YouTubes and do envy those staying in five-star hotels .... I don't think I'd ever want that to be my lifestyle, but wouldn't mind trying it out.'

'I don’t take my eye off the till display at the checkout and always get a receipt.'