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“For us, our ingredients have to tick three boxes: there must be no health concerns about their use, they must be sustainably produced/farmed, and they must not have been tested on animals.” (Ethique.co.nz)
“For us, our ingredients have to tick three boxes: there must be no health concerns about their use, they must be sustainably produced/farmed, and they must not have been tested on animals.” (Ethique.co.nz)

BusinessMarch 23, 2018

The Kiwi beauty brand that wants you to #giveupthebottle and pick up the bar

“For us, our ingredients have to tick three boxes: there must be no health concerns about their use, they must be sustainably produced/farmed, and they must not have been tested on animals.” (Ethique.co.nz)
“For us, our ingredients have to tick three boxes: there must be no health concerns about their use, they must be sustainably produced/farmed, and they must not have been tested on animals.” (Ethique.co.nz)

Every week we ask a local business or product to introduce themselves in eight simple takes. This week we talk to Brianne West, founder of sustainable, plastic-free cosmetics company Ethique. 

ONE: How did Ethique start and what was the inspiration behind it?

Ethique came about as a combination of my passion for the environment, knowledge of the cosmetics chemistry (and the waste the industry creates) and the desire to create a business that had far more at its core than just making a profit. It seemed so obvious to remove water (and therefore plastic) and just send customers the concentrated ingredients so they can add the water at home.

TWO: Did you have any interest/experience in business or entrepreneurship prior to starting Ethique?

I started my very first business – a pet detective agency – when I was eight-years-old. This didn’t last too long, and I started my first real business when I was 19. It was a cosmetics company too, but a more conventional one. I ran it part-time for about four years and it was relatively successful for a hobby business. I learnt the importance of keeping good financial records (I didn’t keep any for about three years, which really hurt later on) and how effective social media can be (Facebook was just becoming open to business in later years.) I sold it prior to starting Ethique and the buyer has done a fabulous job. It’s still active now, although quite a bit different.

“People really respond to a brand with some real personality behind it – people buy from people.” – Brianne West (supplied & facebook/ethique)

The second company I started when I was about 21. It was a confectionary company selling a chocolate-based product designed to be an easy dessert that didn’t require preservation or refrigeration. The best thing I can compare it to was a mousse/fudge. About a year and a half in, I sold that too but it has unfortunately closed since.

My biggest takeaways from both ventures was how important it was to spend time on the financial and planning side of the business (which is much more interesting than I ever used to think it was), how important it is to have a really close relationship with customers, and that people really respond to a brand some real personality behind it – people buy from people.

THREE: What is your reasoning behind all of Ethique’s products being sold in bar/solid form?

Our vision is a world without plastic bottles. Up to 75% of shampoo and even 90% of conditioner can be water, which is just crazy – you have water in your shower! Obviously, water is an important part of the product, but I was interested in what happened if you simply combined the ingredients without it.

“Up to 75% of shampoo and even 90% of conditioner can be water, which is just crazy!” (Facebook/Ethique)

Shampoo bars aren’t particularly unusual, but the majority of them are soap. Soap has a very high pH which leaves a residue and roughs up the hair cuticle. I wanted to create something much closer to a typical salon quality shampoo, but solid. After some fabulous feedback from my (human) guinea pigs, I branched out into conditioners, then started replacing everything in my bathroom with solid versions. A couple of our newer products do contain a little water, such as The Perfector, our solid face cream, and Bombshell, our self-tanning bar, which is necessary to get some of the ingredients in there. But the majority of our products are completely water free.

Anyhydrous (waterless) products do have a number of benefits beyond the lack of plastic. They’re concentrated so they last longer and some of them don’t require preservation like you do with products containing water (some do, however, depending on how they’re used).

FOUR: Naturally the next question is: how do you use these bars? Particularly for products like shampoo/conditioner and moisturiser/deodorant?

It’s the number one question we get, closely followed by ‘how do you store them?’ They’re relatively intuitive to use, to be honest, but there are videos on our YouTube channel that also shows you how to use them.

https://www.youtube.com/watch?v=2jbeZ-kEy1E

FIVE: Ethique products are described as a marriage between science and nature. Can you expand on what that means in terms of Ethique’s materials, manufacturing process etc?

It’s a very common saying in the industry and it simply reflects our belief that the best products are made with a combination of natural ingredients and scientific know-how which gets the best out of each ingredient. For us, our ingredients have to tick three boxes: there must be no health concerns about their use, they must be sustainably produced/farmed, and they must not have been tested on animals.

SIX: Other than sustainability, what would you say are your biggest concerns when it comes to how the beauty industry currently works? What would you like to see changed for the better?

Animal testing is number one. While there’s less of it than what most people think, there shouldn’t be any and it shouldn’t be a requirement for certain markets. There are far superior, cheaper methods that have been proven to produce reliable results.

Rubbish claims by brands about being ‘chemical-free’ or propagating myths such as ‘you absorb 60% of what you put on your skin’ (imagine what would happen if you absorbed 60% of your shower next time you were in there?) is another one. It’s a very shady way of selling your product by misleading people who don’t necessarily know enough to call them out on it.

One Ethique bar is equivalent to three bottles of shampoo. (Facebook/Ethique)

SEVEN: Do you any other plans to scale/grow further and if so, what are they?

Growth is our biggest priority and we have some big goals for the next few years. I always started Ethique with the goal of being a large, multinational organisation and we’re on our way (certainly on the multinational bit anyway).

The way we’ll have the most impact on the environment and get people to #giveupthebottle is to be as accessible to people as possible. That means being where they shop (mass retail), being accessibly priced and having a solid version of almost everything. We’re currently exporting in significant volumes to Australia and the USA, with market testing being done in Hong Kong and Taiwan. We’re also launching into Japan in September.

EIGHT: Lastly, tell us about a start-up or business that you really admire right now.
So many, but I’ll stick with New Zealand companies: Little Yellow Bird, Sunfed Meats, Thought-Wired, PledgeMe, Banqer, and Sharesies, to name a few.


The Spinoff’s business content is brought to you by our friends at Kiwibank. Kiwibank backs small to medium businesses, social enterprises and Kiwis who innovate to make good things happen.

Check out how Kiwibank can help your business take the next step.

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BusinessMarch 22, 2018

Cash, crypto and crowdlending: meet New Zealand’s rising FinTech future

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From a platform that helps you lend support to the Māori economy to a system that allows you to donate your transactions fees to charitable causes, this year’s cohort for the second ever Kiwibank FinTech Accelerator promises big things for the future of the country’s financial system.

Sharesies was built on a simple idea: to make investing more accessible for regular people to do. It officially launched with some tentative hype in June, but by the end of the year, it was boasting more than 7,500 users on its platform — not bad for a company still in beta mode.

Ultimately, a successful company is buoyed by the quality of its idea and the people behind it, which Sharesies has with Sonya Williams, Brooke Anderson and Leighton Roberts coming together to make an easy-to-use, visually-appealing product. But there’s something else that’s helped Sharesies to become the burgeoning startup it is today — an accelerator. More specifically, Kiwibank’s inaugural FinTech Accelerator held in early 2017.

For those unfamiliar with the concept, the Kiwibank FinTech Accelerator is a three month business growth programme powered by Lightning Lab. It’s an opportunity for startups working in the fintech sphere (security, lending and financial literacy, for example) to grow their business in a short time frame, with the end goal being that their success will help improve the country’s financial system.

Sharesies has gone on to become the programme’s highest-profile success story from last year, and with the accelerator returning for the second time around, this year’s cohort is keen to follow in Sharesies’ footsteps. For three months, they’ll prep and prime their business ideas for the all-important demo day in May where they’ll pitch to angel investors, early-stage venture funds and those in the wider business/fintech community.

This year, 66 teams applied to join the accelerator with just nine teams making the cut:

HomeScore

HomeScore

Housing affordability has become a serious issue in New Zealand, particularly in major cities like Auckland and Wellington. The Kiwi dream of home ownership has become increasingly elusive, particularly when it comes to young people. This, in turn, is creating an unbalanced society where many young professionals and couples are left in a perpetual cycle of moving and renting. This then generates other unintended consequences where communities are weakened, relationships are strained, and the starting of families is delayed.

The first home problem is what HomeScore is trying to resolve, by making it easier for people to save and get organised financially. It does this by tracking multiple moving targets on a consolidated dashboard, such as your debt, savings and income. It also tracks things like property prices in specific neighbourhoods – and keeps you informed on government initiatives.

Tā Koha

The Māori economy is a thriving one that’s estimated to contribute up to $11 billion annually to New Zealand’s GDP. PledgeMe and Māori Women’s Development Inc (MWDI) want to help encourage this positive trend to flourish, teaming up to create a microlending platform for Māori entrepreneurs.

The platform is called Tā Koha (koha: gift, present, offering) and looks to empower Māori entrepreneurs and changemakers to raise money by involving their whānau, fans and community to help raise capital.

Tā Koha wants to see an equitable and inclusive funding landscape in New Zealand, which is imperative to creating a more diverse business community overall. As Anna Guenther, PledgeMe’s founder put it back in January: “The platform will be focused both on supporting funding within communities, as well as across communities. In the words of one of our friends, we see this as a chance to ‘redress in a small way the tilted scale, the imbalance between communities”.

Hnry

Hnry

Being self-employed in New Zealand comes with many benefits: you get to be your own boss, you get to work your own hours, and you get to work from home (or at least somewhere nicer than a cramped office). But there are also downsides to this otherwise attractive lifestyle, with tax seemingly topping the list of self-employed hassles.

It’s this hassle that Hnry (pronounced ‘Henry’) wants to help resolve, doing away with the need for spreadsheets, software and even costly accountants. Whether it’s income tax, GST, ACC or student loan repayments, Hnry will calculate and pay all of these for you. Same goes for your tax returns, which Hnry will complete on your behalf. It’ll also handle all your invoices, regardless of whether you work for a single client or multiple clients at the same time.

Jrny

Customer experience is a rapidly changing beast. Nowadays, it’s common to see banks with bots advising customers on loans, and airlines getting passengers to check-in with their virtual assistants. And while nothing will ever completely replace human-to-human interaction, artificially intelligent avatars and chatbots are increasingly helping customers get more of the right content at the right time.

Born from a desire to change how enterprise companies and individuals interact with one another, Jrny uses AI and conversational interfaces to create more relevant, two-way channels of communication. Jrny allows businesses to handle thousands of messages instantly in an effort to build a closer relationship between company and customer.

Choice

Choice

New Zealanders are a generous bunch — up to $3 billion a year goes towards supporting charitable causes — so it’s no surprise Choice wants to make it even easier for people to give back. It does this by allowing consumers to turn their transactions fees to merchants into support for charities instead.

“Transaction fees are a broken relic of the past and payments providers are profiting to the tune of trillions of dollars every year,” Choice explains. “We’ve created a way to pay that all but eliminates transaction fees passed on to Kiwi businesses and replaces that with a small donation to charity”. These charities include Oxfam, Youthline, Cancer Society and WWF.

Stash

Stash is a simple visual management platform offering a hassle-free way to document, manage and insure valuable items from your smartphone. Acting as a personal inventory, it organises and keeps up-to-date information about items such as photos and personal receipts. That way, all relevant information is on-hand in one place.

Stash also doubles as an assistant to help you sign up for new policies and start claims. It works closely with insurers so they can provide an all-digital novel insurance offer, focusing on providing users with the best value for money.

Invsta

For the past year, the Auckland-based team have been helping New Zealanders make better financial decisions with their KiwiSaver and investment portfolios. Through the Kiwibank FinTech Accelerator they are now focusing on developing Invsta, a cryptocurrency investment platform.

Cryptocurrency can be a lucrative venture for those who know what they’re doing, but for newcomers it’s a complex market that can be time-consuming, costly and confusing. Invsta seeks to eliminate all that, taking an existing robo-advice platform and applying it to the crypto market to help first-time investors enter the crypto world.

Invsta

Totem

The rise of cryptocurrencies and the use of blockchain are opening up new opportunities and challenges for the world of finance. A key challenge is the ability to link digital identity to real-world identity in a way that meets regulatory hurdles.

Totem has partnered with Kiwibank to develop a self-sovereign identity solution that meets these regulatory thresholds, enabling easier anti-money laundering (AML) and know your customer (KYC) processes while maintaining privacy and data integrity. The wider vision for the project is to move towards developing a digital ID solution that can be used by Kiwis (and eventually people and organisations all over the world) in their everyday lives, both online and in the analogue world.

Greenbase

Born as part of the Kiwibank FinTech Accelerator, Greenbase is designed to create “the next great financial service” by providing access to the core infrastructure of a bank over powerful APIs. This means access to infrastructure as a simple on-demand cloud service.

Greenbase gives a single integration point to gain ‘read-and-write’ access to a customer’s accounts at any New Zealand bank – as well as many other non-bank lenders, utilities, and telcos. Greenbase will also clean, homogenise and categorise data streams.

Greenbase provides a suite of deposit, lending, card and payment products available on-demand over APIs that can be created and configured to however you need, with infrastructure, compliance and security taken care of.


The Spinoff’s business content is brought to you by our friends at Kiwibank. Kiwibank backs small to medium businesses, social enterprises and Kiwis who innovate to make good things happen.

Check out how Kiwibank can help your business take the next step.